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Affordable Loans

A London Community Credit Union loan can provide affordable finance when you need it most. Whether it’s a little extra cash to cover unexpected bills or some help towards to make this summer special as lockdown eases. A credit union loan can provide the extra help you need.

Cheaper than payday loans, doorstep lenders and high-cost internet credit.

Our low-cost loans are considerably cheaper than many other providers. We have no hidden charges and we offer flexible repayment terms to suit you.

Loan terms and interest rates

Borrow between £250 to £15,000 in addition to the value of your savings for a term between 3 – 84 months.

The APR% interest rate you pay is dependent on the amount you borrow.

  • 42.6%APR for loans up to £2,000
  • 28.1% for loans between £2,001 – £4,000
  • 14.9% for loans between £4,001 – £7,500
  • 11.6% for loans between £7,501 – £15,000

If you are new to the credit union or you know you have a poor credit history we recommend you limit your request to £3,000.

Try the loan calculator below to check the cost of borrowing before you apply.

We are a responsible lender and will work with you to ensure loan repayments are affordable. All credit unions loans offer free loan protection insurance as standard. To see what information we require to process your loan application please read about our loans.

Use the loan calculator below to see the cost of borrowing.