Personal Loans

Personal loans

Need a new item of furniture? Is your car in need of repair? Or maybe you want to treat the family to a holiday in the sun?

Our personal loans offer you the freedom to do what you want.

We have a quick and easy application process and you can apply in branch or online. You will have a decision within 7 working days.

Features and Benefits

  • Apply for up to £15,000 on top of the value of your savings
  • Choose to repay weekly, fortnightly, every 4 weeks or monthly
  • Interest is only charged on the reducing amount of your balance
  • Pay off your loan in full at any time – there are no penalty charges
  • Free loan protection insurance is included on all loans up to the value of £5,000 – your loan will be written off in the event of your death*

Please Note

  • LCCU loans are available to members who make regular contributions to their savings
  • A satisfactory loan application is subject to you providing acceptable proof of identification, residence and income
  • If you miss loan repayments and do not take action to rectify the situation it may affect your ability to obtain credit in the future and further action to recover the outstanding sum will be taken.

*terms and conditions apply