We're here to help you!

Competitive Loan Rates
Affordable, Flexible, No Hidden Costs!

Affordable Loans

Stay clear of loan sharks
If your finances are feeling a little squeezed, please turn to your local credit union for support!
The Stop Loan Sharks Team have published advice to help you spot the warning signs and stay safe! Click here for more information: www.stoploansharks.co.uk. Check out our ethical and affordable loans!

Our Loan is here to help you spread the cost of holidays.  Open to both new and existing members, apply online or in branch and have the funds ready get your Summer Holiday started.

A London Community Credit Union loan can provide affordable finance when you need it most. Whether it’s a little extra cash to cover unexpected bills or some help towards to make this Christmas special. A credit union loan can provide the extra help you need.

Cheaper than payday loans, doorstep lenders and high-cost internet credit.

Our low-cost loans are considerably cheaper than many other providers. We have no hidden charges and we offer flexible repayment terms to suit you.

New members with less than 3 months savings are limited to a maximum first loan of £3000.

Existing members can apply for a Top -Up Loans must satisfy the same criteria as a new loan. In addition you must have repaid at least a third (33 of the previous loan in accordance with the terms of the original loan agreement.

Loan terms and interest rates

Borrow between £250 to £7,500 in addition to the value of your savings for a term between 3 – 60 months.

The APR% interest rate you pay is dependent on the amount you borrow.

  • 42.6%APR for loans up to £2,000
  • 28.1% for loans between £2,001 – £4,000
  • 14.9% for loans between £4,001 – £7,500

As a responsible lender, we work with you to enable you to make the right decision for your financial future. Therefore all loan applications are subject to a credit check and affordability assessment and you may be offered an amount lower to that which you apply for.

Try the loan calculator below to check the cost of borrowing before you apply.

We are a responsible lender and will work with you to ensure loan repayments are affordable. All credit unions loans offer free loan protection insurance as standard. To see what information we require to process your loan application please read about our loans.

Use the loan calculator below to see the cost of borrowing.